NAB Equity Lending
PRODUCTS
Compare our investment lending solutions
NAB Margin LoanStandard margin loan, typically secured by listed shares and/or unlisted managed funds | NAB Equity BuilderPrincipal and interest loan, typically secured by unlisted managed funds and/or Exchange Traded Funds | NAB Super LeverStandard margin loan, designed specifically for Self-Managed Super Funds | |
|---|---|---|---|
| Nature of liability | Full recourse | Full recourse | Limited recourse to borrower (SMSF) |
| Margin call | Yes | No | Yes |
| Principal and interest payments required | No | Yes | No |
| Approved investments | 500+ ASX listed securities & ETFs 1000+ International securities 1200+ Unlisted managed funds 200+ Unlisted corporate bonds | 850+ Unlisted managed funds 90+ Exchange Traded Funds (ETFs) and Listed Investment Companies (LICs) | 150+ ASX listed securities & ETFs 200+ Unlisted managed funds |
| Typical LVRs | 40 - 80% | 70 - 80% | 40 - 60% |
| Buffer | 5% - shares 10% - managed funds | N/A | 15% of market value for all security |
| Interest rate options | Variable Fixed in advance Fixed in arrears | Variable, monthly in arrears | Variable Fixed in advance Fixed in arrears |
| Capitalisation of loan interest | Yes | No | Yes |
| Nature of equity contribution | Approved investments, Cash | Approved investments, Cash | Cash only |
| Loan security nomineed | Yes - for unlisted managed funds | Yes - for all loan security | Yes - for all loan security |
| Third party security allowed | Yes | Yes | Yes |
| No. of asset purchases per loan | Unlimited | Unlimited (if executed same day) | 1 (unlimited number of loans) |
| Cash withdrawal allowed | Yes | Yes | No |
| Instalment gearing | Yes | No | No |
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HELP AND SUPPORT
Contact us
Call
1300 135 145
(from outside Australia:
+61 3 8903 9912)
Monday - Friday
8.30am - 5.00pm (AEST/ADST)
equity.lending@nab.com.au