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Disclaimer

© National Australia Bank Limited. Use of the information contained on this website is governed by Australian law. 

NAB is not a registered tax agent and the tax information contained on this website should not be relied upon to determine your personal tax obligations.You should seek professional advice or guidance when deciding on the best solution for you. It is recommended that you also seek advice from a registered tax agent to determine the tax implications for you. 

Please be aware that NAB investment loans expose you to unfavourable movements in the value of shares and units in managed funds, and possibly to margin calls – except for NAB Equity Builder. Please be aware that you are personally liable for any shortfall that occurs should your entire portfolio have to be sold to answer a margin call where there have been falls in the market value of your investments. Only investors who fully understand the risks associated with gearing into investments should apply. All applications for a NAB investment loans are subject to NAB's credit approval process.

The nabtrade service (nabtrade) is the information, trading and settlement service provided by WealthHub Securities Limited ABN 83 089 718 249 AFSL No. 230704 (WealthHub Securities), a Market Participant under the ASIC Market Integrity Rules and a wholly owned subsidiary of National Australia Bank Limited ABN 12 004 044 937 AFSL 230686 (NAB). 

NAB Margin Loan, NAB Equity Builder and NAB Super Lever

NAB Margin Loan, NAB Equity Builder and NAB Super Lever is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686 (NAB). NAB Equity Lending (NMS Nominees Pty Limited ABN 62 088 233 792) is a wholly owned subsidiary of National Australia Bank Limited (ABN 12 004 044 937). When you borrow money and purchase investments, NMS Nominees is the registered holder until the loan is paid off in full. 

To use international equities as loan security in a NAB Margin Loan, additional agreements need to be in place with your executing broker or investment platform. Please contact us on 1300 135 145 for more information.

The information provided is intended to be of a general nature only. Any advice has been prepared without taking into account your objectives, financial situation or needs. NAB recommends you consider whether it’s appropriate for you and seek independent advice before acting on any information. The tax consequences of investing will depend on your particular circumstances. We recommend that you seek professional tax advice before applying for a NAB Margin Loan, NAB Equity Builder or NAB Super Lever facility. This document is not a substitute for reading the Product Disclosure Statements and Facility Terms. Facility Terms are available at nabmarginlending.com.au. NAB is the issuer of these Facilities and recommends you consider the relevant PDS before making any decisions. PDS documents are available at nabmarginlending.com.au or by calling NAB Equity Lending on 1300 135 145. Target Market Determinations are available at nab.com.au/TMD

Just like with any investment decision you make, remember to consider the risks. It’s important to know that investing in the share market carries risk and requires a long-term focus as many variables can cause volatility, both down and up. Borrowing to invest can be an effective wealth building strategy but gearing can magnify the potential for both gains and losses in assets. Also interest rates can rise over time which increase the cost of implementing the strategy.  

This message is intended only for the addressee and contains information which may be confidential. Where you download or print copies of any information contained in this email, you acknowledge that it is for your personal and private use, and that it may not be reproduced, republished, broadcast or otherwise distributed without NAB Equity Lending providing written consent. NAB Equity Lending doesn't guarantee the integrity of this communication, or that it is free from errors, viruses or interference.

© National Australia Bank Limited. ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

NAB Equity Lending – Secure site

The loans identified on this site are provided by National Australia Bank Limited (“NAB”) (ABN 12 004 044 397). Any party identified in this site or any of their respective bodies corporate don’t guarantee or otherwise support NAB’s obligations. NAB has made every effort to ensure that the information presented in this site is free from errors or omissions. NAB and the other parties identified on this site don’t warrant the accuracy, adequacy or completeness of the information and take no responsibility for any action taken because of reliance on information in this site except if that inaccuracy, inadequacy or incompleteness of information was caused by fraud or gross negligence of NAB or the other parties identified on this site. Interest rates and prices are subject to change. The listed securities prices are market prices delayed by at least 20 minutes. Managed fund prices are the last price provided by the issuer. The prices may not represent the price at which you can buy or sell the investment. Holding and investment data may only be current as at the time you logged on. Even though you may have requested us to undertake a transaction on your behalf (for example, a cash advance), that transaction may not display until it has been processed by us and/or you’ve refreshed your screen.

The information in this site has been prepared without taking into account your investment objectives, financial situation or needs. You should consider the appropriateness of the information on this site, having regard to your objectives, financial situations and needs by seeking professional advice including taxation and legal advice.

Important information regarding calculators

The calculators available on this website allow you to simulate hypothetical scenarios based on delayed listed securities prices, delayed managed fund prices and your current facility position. The calculators don’t constitute financial product, investment, legal tax or other advice and is provided for general information purposes only. You should seek your own independent, professional advice and should not rely upon the calculator to make financial decisions.