Goal oriented investor looking for certainty
There are some financial goals that emerge with greater clarity; specifically when the size and timing of the financial target are both known. Such targets might include:
- House deposit
- School fees
- A non-concessional superannuation contribution, or
- Funds to supplement a lifestyle change – prior to authorised access to superannuation.
In the past, a margin loan may have been used for such a purpose, but if gearing levels are not managed carefully, an investor’s accumulated equity may be negatively impacted.
NAB Equity Builder can become a more stable place to accumulate equity, due to its no margin call structure, and the discipline of the regular principal repayment process. Equity is accumulated via additional contributions, progressively reducing both the gearing level, and the potential impact of negative market events closer to the target date.
There are risks associated with this product including falling prices, rising interest rates and falling returns. Find out more about the risks and benefits of a NAB Equity Builder below.
Use our calculator to simulate the monthly repayment obligations for different combinations of loan size and term.
Investment Loan Calculator