Money magazine: Consumer Finance Awards 2025, Margin Lender of the Year. The winner was judged by Rainmaker Information to achieve the highest score across core dimensions, spanning product and investment choice breadth, depth, research services, type of investment available, access to international markets and interest rates payable on loan products.
NAB Equity Lending
Margin Lender of the Year
Make your move with the award winning NAB Margin Loan and explore our diverse range of investment lending solutions.
PRODUCTS
Compare our investment lending solutions
NAB Margin LoanStandard margin loan, typically secured by listed shares and/or unlisted managed funds | NAB Equity BuilderPrincipal and interest loan, typically secured by unlisted managed funds and/or Exchange Traded Funds | NAB Super LeverStandard margin loan, designed specifically for Self-Managed Super Funds | |
|---|---|---|---|
| Nature of liability | Full recourse | Full recourse | Limited recourse to borrower (SMSF) |
| Margin call | Yes | No | Yes |
| Principal and interest payments required | No | Yes | No |
| Approved investments | 500+ ASX listed securities & ETFs 1000+ International securities 1200+ Unlisted managed funds 200+ Unlisted corporate bonds | 850+ Unlisted managed funds 90+ Exchange Traded Funds (ETFs) and Listed Investment Companies (LICs) | 150+ ASX listed securities & ETFs 200+ Unlisted managed funds |
| Typical LVRs | 40 - 80% | 70 - 80% | 40 - 60% |
| Buffer | 5% - shares 10% - managed funds | N/A | 15% of market value for all security |
| Interest rate options | Variable Fixed in advance Fixed in arrears | Variable, monthly in arrears | Variable Fixed in advance Fixed in arrears |
| Capitalisation of loan interest | Yes | No | Yes |
| Nature of equity contribution | Approved investments, Cash | Approved investments, Cash | Cash only |
| Loan security nomineed | Yes - for unlisted managed funds | Yes - for all loan security | Yes - for all loan security |
| Third party security allowed | Yes | Yes | Yes |
| No. of asset purchases per loan | Unlimited | Unlimited (if executed same day) | 1 (unlimited number of loans) |
| Cash withdrawal allowed | Yes | Yes | No |
| Instalment gearing | Yes | No | No |
| Apply now |
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HELP AND SUPPORT
Contact us
Call
1300 135 145
(from outside Australia:
+61 3 8903 9912)
Monday - Friday
8.30am - 5.00pm (AEST/ADST)
equity.lending@nab.com.au