NAB Equity Builder
A 'no margin call' lending solution that allows an investor to tailor a principal and interest loan to access 850+ unlisted managed investments and 20+ exchange traded funds.
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Compare our investment lending solutions
NAB Margin LoanStandard margin loan, typically secured by listed shares, &/or unlisted managed funds |
NAB Equity BuilderPrincipal and interest loan, typically secured by unlisted managed funds, &/or exchange traded funds |
NAB Super LeverStandard margin loan, designed specifically for Self-Managed Super Funds |
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|---|---|---|---|
Nature of liability |
Full recourse | Full recourse | Limited recourse to borrower (SMSF) |
| Margin call | Yes | No | Yes |
| Principal and interest payments required | No | Yes | No |
| Approved investments | 450+ ASX listed securities 1000+ International securities 1000+ Unlisted managed funds 50+ Unlisted corporate bonds |
850+ Unlisted managed funds (including platform-held) 20+ exchange traded funds / listed investment companies |
100+ ASX listed securities & exchange traded funds 100+ Unlisted managed funds (excluding platform-held) |
| Typical LVRs | 40 - 80% | 70 - 80% | 40 - 60% |
| Buffer | 5% - shares 10% - managed funds |
N/A | 15% of market value for all security |
| Interest rate options | Variable Fixed in advance Fixed in arrears |
Variable, monthly in arrears | Variable Fixed in advance Fixed in arrears |
| Capitalisation of loan interest | Yes | No | Yes |
| Nature of equity contribution | Approved investments, Cash | Approved investments, Cash | Cash only |
| Loan security nomineed | Yes - for unlisted managed funds | Yes - for all loan security | Yes - for all loan security |
| Third party security allowed | Yes | Yes | Yes |
| No. of asset purchases per loan | Unlimited | Unlimited (if executed same day) | 1 (unlimited number of loans) |
| Cash withdrawal allowed | Yes | Yes | No |
| Instalment gearing | Yes | No | No |
| Product details Apply now | Product details Apply now | Product details Apply now |
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